RISK, FRAUD AND COMPLIANCE ANALYST (READING)
On site
Reading, United Kingdom
Full Time
01-04-2025
Job Specifications
Risk, Fraud and Compliance Analyst (Reading)
Position: Risk, Fraud and Compliance Analyst
Reporting to: Risk, Fraud and Compliance Officer
Status: Permanent
Salary: £30,000 per annum
Hours: Full-Time (37.5 hours Monday-Friday)
Based: Reading
Our Company
UTP is one of the fastest growing merchant service providers in the UK. We provide card machines to small and medium sized businesses in three countries. We are pioneers in security and providing convenient payment methods to our customers.
Our employees are what make up our company. We train each staff member to the highest standard, providing help and guidance at all times.
The Role
Reporting into the Head of Risk and Compliance, the Compliance Risk, Fraud and Compliance Officer will be responsible for assisting in overseeing areas of exposure to the business, internal auditing across all Operations and Sales functions, monthly and annual review of PCI meetings and proposing and maintaining processes, calculating, and reviewing operational risk and compliance matters, and maintaining relationships with strategic partners.
Reporting into the Risk, Fraud and Compliance Officer and working as part of the department’s Compliance Operation, the Risk, Fraud and Compliance Analyst will be responsible for monitoring areas of exposure, maintaining internal processes, calculating and reviewing operational risk and compliance matters, and monitoring the Company’s Fraud Detection System (FDS) for unusual patterns or behaviour.
Daily Responsibilities
Rapidly develop a thorough commercial, regulatory and risk understanding of the payments industry and the market sector we operate within, together with a thorough understanding of the services we have on offer.
Monitor and Company’s Fraud Detection System to ensure it is correctly tracking potential fraud risks.
Review system duplications for any suspicious accounts.
Reporting of suspected fraudulent payments and other areas of concern flagged by the FDS system.
Monitor, track and report on any other risk events facing the business.
Report on themes and trends for monthly and adhoc reports.
Detect and immediately report any money laundering concerns.
Complete investigations with into suspicious transactions or activity.
Review merchant applications that present concerns in compliance with KYC/AML regulations.
Complete post sanction reviews of merchants in compliance with KYC/AML regulations.
Act as first point of contact for queries relating to the UTP Shield alert system.
Act as first point of contact for internal queries relating to risk, fraud, and compliance.
Review requests for data deletion from previous service users and complete once confirmed.
Skills/attributes
Eager to learn and team player approach
Assess potential risk exposure
Possess strong IT skills
An ability to multitask and prioritise effectively
Analyse information with a key eye for detail
Strong organisation and time management skills
Can approach problems in a thorough and logical manner
Strong telephone and customer service skills
Be a confident decision maker
Must be a quick learner, willing to learn new processes and procedures
Ability to function effectively in a fast-paced, ever changing work environment with multiple priorities
Possess and be able to evidence strong leadership skills
Benefits
Your birthday off (paid)
Company events
Company pension
Health and wellbeing programme
Referral programme
Free eye test and payment contribution towards glasses at Specsavers
Access to PERKBOX and monthly credit added to your account
Dress down Friday
Annual awards ceremony
We take pride in our employees being a team of diverse and inclusive individuals. Every employee is considered equal to opportunities and progression. We strive to create an environment where everyone feels valued and respected.
Due to the nature of our business all prospective employment offers will be subject to a satisfactory disclosure from the Criminal Records Bureau in accordance with the Rehabilitation of Offenders Act 1974 and the Police Act 1997.
Note: This job description is not exhaustive and will be subject to periodic review. It may be amended to meet the changing needs of the business. The post-holder will be expected to participate in this process and we would aim to reach agreement on any changes.
About the Company
Leading European fintech myPOS has acquired UK-based payment solutions provider UTP Group Ltd (UTP), reinforcing its commitment to delivering advanced payment solutions to small and medium-sized enterprises (SMEs) across the UK and Europe. Established in 2013, UTP provides a comprehensive suite of payment services, including portable and countertop card machines, Tap-to-Pay and ecommerce solutions, and flexible funding options. Based in Reading, the company has signed more than 52,000 clients. UTP clients will experience n... Know more
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