Cleo

About the Company

Cleo. Where AI meets money.

Cleo launched in 2016 by people who have been burned by banks. Fed up with the broken system, we decided it was time to make a change.

Since then, the cost of living has skyrocketed, the rich have continued getting richer, and our vision has only become clearer.

Our mission? To change the world's relationship with money.

Cleo is a platform for the 99% – an AI assistant defining a new category, one that goes beyond saving and budgets to actually changing how we feel about our finances.

Using simplicity and humor, she’s helped millions of people improve their relationship with money, because we believe that everyone has the potential to achieve financial well-being in just one generation.

Through a personalized chat, she provides you with deep insight about your money and tailored financial tools that increase your ability to save, all while making you laugh.

We’re a product for the next generation. That means that we are committed to inclusive and unbiased financial growth for all. It also means dropping the BS.

In the past year or so we’ve grown the Cleo team from 100 to 250+, and closed a $80m Series C led by Sofina (that’s a $500M valuation).

Want to get involved?

You know that awful feeling when you wake up wondering if what you’re about to do for the next 8 hours actually matters? That doesn’t happen here much.

Everything we do is grounded in purpose. And because we’re all showing up for the same reason, collaboration comes easy.

We have a culture of stepping up. We want, and expect you to grow and develop. You’ll have our support in everything you do. But more importantly, you’ll have our trust.

We treat our people as humans first, employees second, which means giving everyone a voice. All perspectives are embraced here.

Listed Jobs

Company Name

Cleo

Job Title

Senior Product Engineer - React/React Native

Job Description

About Cleo

At Cleo, we're not just building another fintech app. We're embarking on a mission to fundamentally change humanity's relationship with money. Imagine a world where everyone, regardless of background or income, has access to a hyper-intelligent financial advisor in their pocket. That's the future we're creating.

Cleo is a rare success story: a profitable, fast-growing unicorn with over $200 million in ARR and growing over 2x year-over-year. This isn't just a job; it's a chance to join a team of brilliant, driven individuals who are passionate about making a real difference. We have an exceptionally high bar for talent, seeking individuals who are not only at the top of their field but also embody our culture of collaboration and positive impact.

If you’re driven by complex challenges that push your expertise, the chance to shape something truly transformative, and the potential to share in Cleo’s success as we scale, while growing alongside a company that’s scaling fast, this might be your perfect fit.

Follow us on LinkedIn to keep up to date with new product features and insights from the team.

The Role

We’re looking for a brilliant Frontend React/React Native Engineer with an eye for UI/UX design to join us on our mission to fight for the world's financial health. You’ll be joining a team of adaptable, creative and product-focused engineers who ship working software. We understand our customers, we understand their pain, and we are passionate about helping them.

View how we run our Engineering Interview process here! https://web.meetcleo.com/blog/how-we-do-engineering-interviews-at-cleo.

What you’ll be doing

Take a look at what Frontend Engineers do here! https://web.meetcleo.com/blog/what-do-you-do-frontend-engineer

Joining a cross-functional product squad with a mix of frontend engineers, designers, UX writers, backend engineers, data analysts and others to develop features that improve our users’ financial health
Working on our React Native application, building out amazing experiences for our users which bring financial health to life in the unique Cleo tone of voice.
Writing automated tests alongside your code to give us the confidence to ship it
Using AB-Tests, feature flags and other tools that let us iterate quickly
Using data to dig into user journeys, detecting problems and helping to optimise the Cleo experience
Being part of the rota for our weekly app releases to the Apple and Google app stores
Getting involved in cross-cutting concerns that lift our entire engineering effort with the rest of the frontend chapter
Taking part in shaping all the work your squad does, not just the technical parts. Delivery is a team sport, and we encourage everyone at Cleo to share their ideas, so you can expect to be involved in product ideation sessions, user research calls, design reviews, retrospectives, ways of working sessions, product demos, OKR reviews.

Here Are Some Examples, Big And Small, Of The Kinds Of Product Feature Work Our Engineers Have Taken Part In Over The Last Year

Building a secured credit card from scratch to help our users improve their credit scores without changing their habits.
Launching our new budget rewind feature to help users understand their pay-cycle and provide them with better analysis of how they got on with their budget.
Adding discount plans and tiering options to our subscriptions so we can experiment with the best pricing for different types of users.

Whichever squad and part of the business you land in, you will be shipping changes multiple times a week to our hundreds of thousands of active users and seeing your work having a material impact on the financial health of those most in need.

About You

Firstly and most importantly, all of the above sounds exciting to you and you want to make a positive difference in society by improving the financial health of our users worldwide.

You’ve also read our company values and engineering principles which drive our ways of working and help us deliver working software to our users, learn what works and iterate quickly to improve it. You share and embrace these opinions and are passionate about using them to deliver value.

For this frontend focused role, we also have some specific asks:

As this is an SE3/SE4 position, we’re looking for someone with strong industry experience of using React Native / React with TypeScript for a minimum of 5+ years. If it’s a less than that, maybe you want to look at our Product Engineer role.
As your work will primarily involve working on features for our mobile apps, we’d either like to see some proven experience in this area or a genuine passion for moving into the mobile app space.

What do you get for all your hard work?

A competitive compensation package (base + equity) with bi-annual reviews, aligned to our quarterly OKR planning cycles. You can view our public progression framework and salary bandings here: https://cleo-ai.progressionapp.com/
Work at one of the fastest-growing tech startups, backed by top VC firms, Balderton & EQT Ventures
A clear progression plan. We want you to keep growing. That means trying new things, leading others, challenging the status quo and owning your impact. Always with our complete support.
Flexibility. We can’t fight for the world’s financial health if we’re not healthy ourselves. We work with everyone to make sure they have the balance they need to do their best work
Work where you work best. We’re a globally distributed team. If you live in London we have a hybrid approach, we’d love you to spend one day a week or more in our beautiful office. If you’re outside of London, we’ll encourage you to spend a couple of days with us a few times per year. And we’ll cover your travel costs, naturally.
Other benefits;
Company-wide performance reviews every 6 months
Generous pay increases for high-performing team members
Equity top-ups for team members getting promoted
25 days annual leave a year + public holidays (+ an additional day for every year you spend at Cleo, up to 30 days)
6% employer-matched pension in the UK
Private Medical Insurance via Vitality, dental cover, and life assurance
Enhanced parental leave
1 month paid sabbatical after 4 years at Cleo
Regular socials and activities, online and in-person
We'll pay for your OpenAI subscription
Online mental health support via Spill
Workplace Nursery Scheme
And many more!
We strongly encourage applications from people of colour, the LGBTQ+ community, people with disabilities, neurodivergent people, parents, carers, and people from lower socio-economic backgrounds.

If there’s anything we can do to accommodate your specific situation, please let us know.

UK App access: The Cleo app is no longer downloadable in the UK (but only until next year). If you’re an existing user, you’ll still have access to the app. But some features won’t be available (just for a little while). Why? 99% of our users are based in the US – where financial health is ofte...

London, United Kingdom

On site

19-03-2025

Company Name

Cleo

Job Title

Staff Product Engineer - Ruby

Job Description

About Cleo

At Cleo, we're not just building another fintech app. We're embarking on a mission to fundamentally change humanity's relationship with money. Imagine a world where everyone, regardless of background or income, has access to a hyper-intelligent financial advisor in their pocket. That's the future we're creating.

Cleo is a rare success story: a profitable, fast-growing unicorn with over $200 million in ARR and growing over 2x year-over-year. This isn't just a job; it's a chance to join a team of brilliant, driven individuals who are passionate about making a real difference. We have an exceptionally high bar for talent, seeking individuals who are not only at the top of their field but also embody our culture of collaboration and positive impact.

If you’re driven by complex challenges that push your expertise, the chance to shape something truly transformative, and the potential to share in Cleo’s success as we scale, while growing alongside a company that’s scaling fast, this might be your perfect fit.

Follow us on LinkedIn to keep up to date with new product features and insights from the team.

What You'll Be Doing

Staff IC within a cross-functional product squad and collaborating with a mix of engineers, designers, analysts and other disciplines to develop features that enhance our users' financial health.
Collaborating with other senior peers in your pillar to provide technical insight into upcoming work, and leading the delivery by helping pull everyone together to get it shipped.
Mentoring colleagues to help them grow as engineers and actively supporting their development.
Working on our Ruby on Rails monolith, building data models, APIs, and business logic services.
Delivering your work using agile methodologies and tools like tests, observability, AB-tests, and feature flags.
Analysing data to identify problems and generate new ideas, using various sources such as our database, application logs, and user research data.
Supporting colleagues through in-hours support and optionally joining the compensated out-of-hours on-call rotation.
Contributing to cross-cutting concerns that improve our engineering efforts.
Taking part in shaping the work of your squad beyond technical aspects, participating in product ideation, user research, design reviews, retrospectives, and more.

Here Are Some Examples, Big And Small, Of The Kinds Of Product Feature Work Our Engineers Have Taken Part In Over The Last Year

Building a secured credit card
Launching new budget analysis features
implementing pricing experiments for subscriptions

Want to hear more from our engineers? Check out Magda's blog post.

About You

You are passionate about making a positive difference in society by improving the financial health of our users. You align with our company values and engineering principles, which drive our ways of working and software delivery.

As this is an SE5 position as described in our public progression framework we’re looking for someone who has at least 5+ years industry experience of using Ruby on Rails. If it’s not quite that much, maybe you want to look at our other Backend roles.

What do you get for all your hard work?

A competitive compensation package (base + equity) with bi-annual reviews, aligned to our quarterly OKR planning cycles. You can view our public progression framework and salary bandings here: https://cleo-ai.progressionapp.com/
Work at one of the fastest-growing tech startups, backed by top VC firms, Balderton & EQT Ventures
A clear progression plan. We want you to keep growing. That means trying new things, leading others, challenging the status quo and owning your impact. Always with our complete support.
Flexibility. We can’t fight for the world’s financial health if we’re not healthy ourselves. We work with everyone to make sure they have the balance they need to do their best work
Work where you work best. We’re a globally distributed team. If you live in London we have a hybrid approach, we’d love you to spend one day a week or more in our beautiful office. If you’re outside of London, we’ll encourage you to spend a couple of days with us a few times per year. And we’ll cover your travel costs, naturally.
Other benefits;
Company-wide performance reviews every 6 months
Generous pay increases for high-performing team members
Equity top-ups for team members getting promoted
25 days annual leave a year + public holidays (+ an additional day for every year you spend at Cleo, up to 30 days)
6% employer-matched pension in the UK
Private Medical Insurance via Vitality, dental cover, and life assurance
Enhanced parental leave
1 month paid sabbatical after 4 years at Cleo
Regular socials and activities, online and in-person
We'll pay for your OpenAI subscription
Online mental health support via Spill
Workplace Nursery Scheme
And many more!
We strongly encourage applications from people of colour, the LGBTQ+ community, people with disabilities, neurodivergent people, parents, carers, and people from lower socio-economic backgrounds.

If there’s anything we can do to accommodate your specific situation, please let us know.

UK App access: The Cleo app is no longer downloadable in the UK (but only until next year). If you’re an existing user, you’ll still have access to the app. But some features won’t be available (just for a little while). Why? 99% of our users are based in the US – where financial health is often overlooked. We’ve decided to shift our focus to where we can provide the most value and make the greatest impact for users who need it most. Then we’ll be able to apply what we learn to better support our UK users in the future.

London, United Kingdom

On site

23-03-2025

Company Name

Cleo

Job Title

Staff Frontend Engineer - React/React Native

Job Description

We strongly encourage applications from people of colour, the LGBTQ+ community, people with disabilities, neurodivergent people, parents, carers, and people from lower socio-economic backgrounds.

If there’s anything we can do to accommodate your specific situation, please let us know.

About Cleo

Most people come to Cleo to do work that matters. Every day, we empower people to build a life beyond their next paycheck, building a beloved AI that enables you to forge your own path toward financial well-being.

Backed by some of the most well-known investors in tech, we’ve reached millions of people to support them throughout their financial lives, from their first paycheck to their first home and beyond. We're hitting headlines too. This year, Forbes named us as one of their Next Billion Dollar Startups, and we were crowned the 'Hottest Tech Scaleup' at the Europas.

Follow us on LinkedIn to keep up to date with new product features and insights from the team.

The Role

We’re looking for a brilliant Staff Frontend Engineer with an eye for UI/UX design and understanding architecture, to join us on our mission to fight for the world's financial health. You’ll be joining a pillar of adaptable, creative and product-focused engineers who ship working software. We understand our customers, we understand their pain, and we are passionate about helping them.

What you’ll be doing

Take a look at what Frontend Engineers do here! https://web.meetcleo.com/blog/what-do-you-do-frontend-engineer

Joining a cross-functional pillar with a mix of frontend engineers, designers, UX writers, backend engineers, data analysts and others to develop features that improve our users’ financial health
Collaborating with other senior peers in your pillar to provide technical insight into upcoming work, and leading the delivery by helping pull everyone together to get it shipped.
Mentoring colleagues to help them grow as engineers and actively supporting their development.
Working on our React Native application, building out amazing experiences for our users which bring financial health to life in the unique Cleo tone of voice.
Using AB tests, feature flags and other tools that let us iterate quickly, and using data to dig into user journeys, detecting problems and helping to optimise the Cleo experience.
Getting involved in cross-cutting concerns that lift our entire engineering effort with the rest of the frontend chapter.
Being a leading voice in shaping the work of your squad / pillar beyond technical aspects, participating in product ideation, user research, design reviews, retrospectives, and more.

Here Are Some Examples, Big And Small, Of The Kinds Of Product Feature Work Our Engineers Have Taken Part In Over The Last Year

Building a secured credit card from scratch to help our users improve their credit scores without changing their habits.
Launching our new budget rewind feature to help users understand their pay-cycle and provide them with better analysis of how they got on with their budget.
Adding discount plans and tiering options to our subscriptions so we can experiment with the best pricing for different types of users.

About You

Firstly and most importantly, all of the above sounds exciting to you and you want to make a positive difference in society by improving the financial health of our users worldwide.

You’ve also read our company values and engineering principles which drive our ways of working and help us deliver working software to our users, learn what works and iterate quickly to improve it. You share and embrace these opinions and are passionate about using them to deliver value.

As this is an SE5 position, as described in our public progression framework, we’re looking for someone who has at least 5+ years industry experience of using React or React Native. If it’s not quite that much, maybe you want to look at our other Frontend openings.

What do you get for all your hard work?

A competitive compensation package (£109,763 - £131,626 base + equity). You can view our public progression framework and salary bandings here: https://cleo-ai.progressionapp.com/
Work at one of the fastest-growing tech startups, backed by top VC firms like Sofina, Balderton & EQT Ventures.
A clear progression plan. We want you to keep growing. That means trying new things, leading others, challenging the status quo and owning your impact. Always with our complete support.
Flexibility: We can’t fight for the world’s financial health if we’re not healthy ourselves. We work with everyone to make sure they have the balance they need to do their best work.
Hybrid-first: Join our hybrid-first team, where we blend the best of both remote and in-office work. We'd love to see our team members based in London 1-2 times a week. On Wednesdays, we buy you lunch but you can come to the office on whichever days work best for you! For our remote employees we'll cover your travel to the London office every term (every four months).
Other benefits;
Check out our new benefits package here: https://web.meetcleo.com/blog/big-benefits-energy-the-latest-cleo-employee-benefits
25 days annual leave a year + public holidays (+ an additional day for every year you spend at Cleo)
6% employer-matched pension in the UK
Company-wide performance reviews every 8 months e.g every 2 terms, in line with our termly cycles (Jan-April, May-Aug, Sept-Dec):
Generous pay increases for high-performers and high-growth team members
Equity top-ups for team members getting promoted
Private Medical Insurance via Vitality, dental cover, and life assurance
Enhanced parental leave
1 month paid sabbatical after 4 years at Cleo
Regular socials and activities, online and in-person
We'll pay for your OpenAI subscription
Online mental health support via Spill
And many more!
UK App access: The Cleo app is no longer downloadable in the UK. If you’re an existing user, you’ll still have access to the app. But some features won’t be available. Why? 99% of our users are based in the US – where financial health is often overlooked. We’ve decided to shift our focus to where we can provide the most value and make the greatest impact for users who need it most. Then we’ll be able to apply what we learn to better support our UK users in the future.

London, United Kingdom

Hybrid

24-03-2025

Company Name

Cleo

Job Title

QA Engineer (Manual + Automation)

Job Description

About Cleo

At Cleo, we're not just building another fintech app. We're embarking on a mission to fundamentally change humanity's relationship with money. Imagine a world where everyone, regardless of background or income, has access to a hyper-intelligent financial advisor in their pocket. That's the future we're creating.

Cleo is a rare success story: a profitable, fast-growing unicorn with over $200 million in ARR and growing over 2x year-over-year. This isn't just a job; it's a chance to join a team of brilliant, driven individuals who are passionate about making a real difference. We have an exceptionally high bar for talent, seeking individuals who are not only at the top of their field but also embody our culture of collaboration and positive impact.

If you’re driven by complex challenges that push your expertise, the chance to shape something truly transformative, and the potential to share in Cleo’s success as we scale, while growing alongside a company that’s scaling fast, this might be your perfect fit.

Follow us on LinkedIn to keep up to date with new product features and insights from the team.

What you’ll be doing

Working closely with our cross-functional squads to embed more rigorous testing processes into their existing agile workflows.
Working with engineering teams to identify the metrics and data that should be measured and tracked to enable continuous improvement of the quality of the Cleo app
Validating and logging detailed bug reports from user reported defects (for example via app store reviews) including priority and squad ownership
Performing regular regression testing on the Cleo react-native application and prioritise and assign bugs found
Work with engineers to develop an automated end to end testing solution for the Cleo app to enable testing of our core user journeys in our continuous integration pipeline

About You

3+ years of experience in QA or software testing roles (ideally in high growth, scaling businesses)
Excellent verbal and written communication skills
Good experience of working in cross-functional agile squads
Experience of testing a react-native mobile application
Experience of developing automated end to end test suites in a modern mobile or web application
Experience in utilising data and analytics to track the impact of quality on business level metrics and KPIs
Familiarity with continuous integration/continuous deployment in particular CircleCI

Nice to Haves

Have worked in a QA role at a fintech company
Experience with or knowledge of AI-Based Testing would be ideal!

Firstly and most importantly, all of the above sounds exciting to you and you want to make a positive difference in society by improving the financial health of our users worldwide.

You’ve also read our company values and engineering principles which drive our ways of working and help us deliver working software to our users, learn what works and iterate quickly to improve it. You share and embrace these opinions and are passionate about using them to deliver value.

What do you get for all your hard work?

A competitive compensation package (base + equity) with bi-annual reviews, aligned to our quarterly OKR planning cycles. You can view our public progression framework and salary bandings here: https://cleo-ai.progressionapp.com/
Work at one of the fastest-growing tech startups, backed by top VC firms, Balderton & EQT Ventures
A clear progression plan. We want you to keep growing. That means trying new things, leading others, challenging the status quo and owning your impact. Always with our complete support.
Flexibility. We can’t fight for the world’s financial health if we’re not healthy ourselves. We work with everyone to make sure they have the balance they need to do their best work
Work where you work best. We’re a globally distributed team. If you live in London we have a hybrid approach, we’d love you to spend one day a week or more in our beautiful office. If you’re outside of London, we’ll encourage you to spend a couple of days with us a few times per year. And we’ll cover your travel costs, naturally.
Other benefits;
Company-wide performance reviews every 6 months
Generous pay increases for high-performing team members
Equity top-ups for team members getting promoted
25 days annual leave a year + public holidays (+ an additional day for every year you spend at Cleo, up to 30 days)
6% employer-matched pension in the UK
Private Medical Insurance via Vitality, dental cover, and life assurance
Enhanced parental leave
1 month paid sabbatical after 4 years at Cleo
Regular socials and activities, online and in-person
We'll pay for your OpenAI subscription
Online mental health support via Spill
Workplace Nursery Scheme
And many more!
We strongly encourage applications from people of colour, the LGBTQ+ community, people with disabilities, neurodivergent people, parents, carers, and people from lower socio-economic backgrounds.

If there’s anything we can do to accommodate your specific situation, please let us know.

UK App access: The Cleo app is no longer downloadable in the UK (but only until next year). If you’re an existing user, you’ll still have access to the app. But some features won’t be available (just for a little while). Why? 99% of our users are based in the US – where financial health is often overlooked. We’ve decided to shift our focus to where we can provide the most value and make the greatest impact for users who need it most. Then we’ll be able to apply what we learn to better support our UK users in the future.

London, United Kingdom

On site

27-03-2025